Payday Loan € 7,000 or Loan up to € 7,000 for Any Purpose


A payday loan of € 7,000 in a bank or a payday loan for € 7,000 for any purpose. Before you borrow money from the bank, check out the loan proposals, compare them and choose the cheapest possible solution.

If you need money quickly, without too much formalities, maybe the best solution is a payday loan. A payday loan is a means that can be used for any purpose. It can therefore be either a wedding loan or a holiday loan.

Usually, by choosing a payday loan, we receive the money on the account indicated. A payday loan of € 7,000 can also be obtained via the internet, without leaving your home – you only need to check which bank has a special loan offer.

Simulation of payday loan installments € 7,000 – estimated calculations:

  • 2 years – € 314,
  • 3 years – € 216,
  • 4 years – € 167,
  • 5 years – € 138,
  • 6 years – 119 €.

A payday loan can be obtained by anyone who has legal capacity and has adequate creditworthiness and creditworthiness. You can apply for such a loan yourself or together with another person.

Payday loan € 7,000, comparison of banks

Cash loan € 7,000, comparison of banks

Below is the latest list of banks and payday loans for € 7,000. All you have to do is fill out a short online form so that the bank representative will contact you regarding the loan.

How to choose a favorable, or cheap, payday loan of € 7,000? The best way is to compare loans by Actual Annual Interest Rate (APR) or total loan costs. APY is linked to a consumer loan and the Consumer Credit Act.

APY calculates each bank according to the same pattern and according to the same rules. And on this basis, we can compare various loan offers at banks. The same applies to loans (also non-bank loans).

The APRC is presented in percentage terms and includes both nominal interest rates and other costs, eg commission, insurance, other fees charged by the bank. The general rule is that the smaller the APR (total cost of the loan), the cheaper the loan is.

Mortgage Quote: How to Make a Mortgage Loan Online

Nowadays it is possible to arrive at the stipulation of a mortgage standing comfortably seated at home. The web, in fact, offers easy and effective tools both to estimate the cost of medium / long-term loans and to get in touch with credit institutions and financial companies in order to finalize the credit operation. In particular, the comparators that are online allow you to have, free of charge and in a very short time, a very precise idea of the cost of a mortgage and, therefore, allow you to find the one that best suits your needs and reduce the spread.

The latter is the plus that every credit institution applies to mortgage rates as the real cost of the loan service provided. It is therefore a variable and personalized parameter depending on the policies of the individual financier who, being a loan, is applied on considerable amounts: consequently, even a small variation in the spread can result in a considerable monetary gap.

Spreads and costs of the loan, together with the value of the monthly payment and the development of the amortization plan, are all factors that allow you to identify a “tailor-made” mortgage that you can calculate in advance, by accessing a mortgage comparison platform or using the estimates that are available in the banking and financial portals.

How to make an Online Quote for your future Mortgage

Online comparators (or estimators) are freely usable programs that contain mathematical formulas for the calculation of the amount, interest, monthly payment and net amount of the loan. They are software capable of tracing all the data relating to expenses and ancillary charges applied by credit and financial institutions, as well as data on interest rates, spreads, repayment plans and other variables related to the mortgage.

The use of these of these systems to make an Online Quote does not bind you in any way, even if you are required to register in advance to a particular site. Nobody will contact you and you will not even be forced to accept to participate in market surveys; the quote will not cost you anything and will not start any custody application procedure. To use these calculators you must keep your personal data and those of the property you intend to give in mortgage to obtain the loan.

If you have already turned on a mortgage and want to give it in subrogation (transfer it) to another credit institution, you will also need the loan agreement in the or. The compilation of the form that allows you to have an online mortgage estimate is very simple and consists of entering your personal data in the required fields (remember that the fields to be filled out compulsorily are marked with an asterisk).

Data necessary to obtain a quote

After entering your personal details, as well as those related to your work and your annual income, the budgeting partner already makes a first selection of the offers best suited to you. Subsequently, you must enter the property details, if you are asking for a loan to buy / restructure it, or the existing loan that you intend to transfer to another credit institution.

In the first case, remember that no bank or financial loan grants more than 80% of the market value of the property given in a mortgage and that the precision of that value determines that of the estimate you are calculating. Then you are asked to choose the duration of the mortgage repayment plan: the longer the repayment plan, the lower the monthly repayment of the loan. Finally, you have to choose the type of interest rate between the fixed, variable or mixed options (cap).

The fixed rate, by definition, remains the same for the entire duration of the loan and this determines a greater security but pay in terms of spread. On the other hand, the variable rate is more dynamic and this uncertainty translates into a lower spread than that applied to fixed interest. The mixed rate provides for a variable indexation but with a predetermined maximum ceiling, beyond which the rate can not rise. Therefore, it is a variable rate with a safeguard clause: a useful but also very expensive option from the point of view of the spread.

Loan without fixed income

Everybody can come into a situation where he needs a larger amount of money unprepared. Maybe the car is broken, or unpredictable bottlenecks make it inevitable to go to the bank they trust. With good credit, no problems are to be expected. But what about when you need credit without a steady income? What are the differences between the applicant and the regular income?

Under what conditions is the award of a loan without a fixed income possible?

The banks distinguish so-called, fixed income and irregular income. Regular income is salary or wages, pensions and income from rental income. If someone works freelance or self-employed, he has an irregular income. The annual income is average, the only problem is that it is irregular. Therefore, the banks are a bit scared and do not want to lend.

What can you do to get a loan without a fixed income?


There are some ways to get a loan. To contact a credit intermediary would be one of them. Not always these are dubious. There are also credit intermediaries who have good repute and are well versed in lending. You have already brokered loans to customers who have not believed in getting a loan yet.

You should be careful when an advance payment is required. That does not do a reputable company. It should also be noted that if you are below the income limit of 900 euros, you definitely need a guarantor. A guarantor is a person who assumes the installments in the event that the loan can not be paid.
However, the guarantor must also have an income of at least 900 euros.
So the loan without fixed income may still become reality.

You can also offer collateral

If there is nobody who can or wants to take on a guarantee, there is one last chance to get credit without a fixed income. You can negotiate with the bank.
And this always works when you have something to offer. In this case, it would be collateral such as property, valuables, antiques, gold or stocks. You have to be prepared for a higher interest rate, as banks can afford to spend a loan despite insufficient creditworthiness. Of course, you know very well that the claimant will not simply say no to the inflated offer. The loan without fixed income therefore remains difficult and is certainly not super cheap to get.

Loan intermediary without private credit

Already a single private credit entry makes it difficult to take out a loan, since most financial institution reject loan applications in this case without further examination. The lending-free loan from Switzerland or Liechtenstein is only partially an alternative, since the loan amount in this case may not be more than – depending on the bank – 3500 or 5000 euros.

For larger amounts, however, there is the possibility to successfully apply for the required loan through a credit intermediary without private credit. There is no risk in the appointment of a reputable agent, as this requires money only for a successful activity.

Credit intermediaries help loan seekers

Loans are provided for both real estate financing and consumer loans from credit intermediaries even without private credit. There is a difference with regard to the payment of the remuneration to the service provider: In the case of consumer credit, this is always assumed by the borrower, whereas in real estate financing, even without private credit, it is often borne by the banks. The reputability of an intermediary can easily identify loan applicants who are dependent on a debt-free loan. He works reputably if he only charges his customers a reasonable commission for successful credit brokerage.

The demand for payment of pre-cost, however, is always a clear indication against the seriousness of the credit service provider dar. This is not only inadmissible, but also associated with the risk that the mediator is not seriously concerned about a loan, but mainly on the revenue from the Pre-cost is interested. A reputable credit intermediary, on the other hand, advocates for its customers. Finally, he acquires his claim to commission with the payment of the desired loan.

A significant advantage of taking out a loan through a non-private credit credit intermediary is that higher amounts are possible than with a direct application for credit by the interested party to a Swiss bank. Swiss and Liechtenstein loans can also be raised via an external service provider for sums of more than 5,000 euros. Even loan seekers who do not meet all the conditions for direct lending can receive a Swiss loan through a non-private credit credit intermediary.

The credit intermediary performs a credit comparison

The services of a credit intermediary include soliciting and comparing various loan offers. In the case of schail-free loans, the service provider asks not only Swiss and Liechtenstein banks, but also financial institutions from other countries. He submits the best or several good offers to the client depending on the agreement.

If there is only one soft negative entry, a good credit intermediary proposes that, in addition to private credit-free loans, loans should also be included in the search despite private credit. Individual domestic financial institutions do not generally reject lending with only a soft negative credit rating, but examine the individual case. Loans despite, but with private credit are mostly cheaper than loans without solicitation.

Increase the chances and make the credit intermediary clear guidelines

Even if consumers apply for a loan through a non-private credit credit intermediary, each bank inquires before the award decision to conduct a household bill. While the claims for these are often lower than for applications submitted directly by the credit customer, the regular receipt of monthly loan installments must be ensured. For this reason, the selection of a sufficiently long repayment period lends itself. This reduces the amount of monthly loan installments and thus facilitates the bank’s positive credit decision.

Customers with additional income receive their loans through the credit intermediary without private credit not usually from a Swiss, but from another foreign bank, as the Swiss financial institutions generally do not take such income into account in the budget. On the selection of a suitable financial institution, the credit intermediary pays attention. For the loan to be found, the client can specify the service provider. He should make use of this possibility. Loans are recommended, which include the right to free special repayments as well as the possibility of an occasional installment suspension.

The right to early repayments exists for consumer loans, even without a corresponding contract clause. However, the lender may charge prepayment interest in this case. In the case of real estate financing via a non-private credit credit intermediary, the right to pay premature repayments may even be restricted to special situations such as home sales. Ideally, loan seekers will advise the intermediary, in addition to the maximum monthly monthly rate, that loan proposals should be linked to flexible repayment options.