Mortgage PLN 350 thousand Calculate loan installments – check loans banks


Mortgage loan PLN 350 thousand in the bank. Where to submit a loan application? Which bank should you choose? Use the mortgage search engine or check the list of banks and financial advisors.

Using the bank and mortgage search engine, you will first of all check what are the banks in which you can apply for a loan and make a quick simulation of loan installments. It is only a simulator of loan installments, because it allows you to quickly check how much the loan installment will be. The actual loan installment can be calculated only by a specific bank, because it depends not only on the offer itself, but also on our creditworthiness and credibility.

Mortgage PLN 350 thousand which installment

Mortgage PLN 350 thousand which installment

Essential things to remember before choosing a mortgage:

Own contribution

Currently, to get a mortgage for PLN 350000, you must have 20 percent of your own funds. It is possible to get a mortgage with own contribution at the level of 10 percent, but the condition is to insure part of the missing own funds. The vast majority of banks give loans with a 10% own contribution and insurance for this missing amount.


Mortgages granted in Swiss franc or in dollars (mortgage loans) are currently inaccessible. The mortgage loan in accordance with the financial supervision guidelines and the mortgage loan act must be granted in the currency in which the borrower earns income. This is a good solution because it protects the borrower against currency risk.


Not so long ago, the maximum period for which you could take out a mortgage was even 40 years. Today it is not possible, and the maximum mortgage term is 35 years. Remember, however, that the longer the loan period, the greater the amount of interest on the loan to be paid, and thus the loan is more expensive.

Mortgage 350,000 what earnings

Mortgage 350,000 what earnings

The income criterion is one of the most important factors taken into account when calculating the creditworthiness. To find out whether our earnings (alone or together with another person) are sufficient to obtain such a loan, it is best to contact one of the banks. We will then get precise calculations. Many important factors affect creditworthiness and it may turn out that our creditworthiness is 320,000. PLN and it will be necessary to look for a new apartment or hard negotiations …

A mortgage loan in Poland can be obtained virtually exclusively with a variable interest rate. What causes the amount of credit installment depends on the level of market interest rates. A mortgage loan of PLN 350,000 can be obtained with a fixed loan period, but the repayment period will be very short, e.g. 5-6 years. The loan installment will be very high compared to the loan installment, e.g. for 30 years and with variable interest rate.

Where is the best mortgage for the purchase of an apartment, home in the amount of PLN 350,000? It is always necessary to compare mortgage loans to choose the best one. Remember that the mortgage comparison engine is not a ranking of loans and does not calculate loan installments, but it is helpful when searching for banks and estimating installments.

Mortgage loan PLN 350 thousand: contact your bank (or banks) or your adviser to find out what your creditworthiness is, how much your loan installments will be and how your credit offer looks like.

Payday Loan € 7,000 or Loan up to € 7,000 for Any Purpose


A payday loan of € 7,000 in a bank or a payday loan for € 7,000 for any purpose. Before you borrow money from the bank, check out the loan proposals, compare them and choose the cheapest possible solution.

If you need money quickly, without too much formalities, maybe the best solution is a payday loan. A payday loan is a means that can be used for any purpose. It can therefore be either a wedding loan or a holiday loan.

Usually, by choosing a payday loan, we receive the money on the account indicated. A payday loan of € 7,000 can also be obtained via the internet, without leaving your home – you only need to check which bank has a special loan offer.

Simulation of payday loan installments € 7,000 – estimated calculations:

  • 2 years – € 314,
  • 3 years – € 216,
  • 4 years – € 167,
  • 5 years – € 138,
  • 6 years – 119 €.

A payday loan can be obtained by anyone who has legal capacity and has adequate creditworthiness and creditworthiness. You can apply for such a loan yourself or together with another person.

Payday loan € 7,000, comparison of banks

Cash loan € 7,000, comparison of banks

Below is the latest list of banks and payday loans for € 7,000. All you have to do is fill out a short online form so that the bank representative will contact you regarding the loan.

How to choose a favorable, or cheap, payday loan of € 7,000? The best way is to compare loans by Actual Annual Interest Rate (APR) or total loan costs. APY is linked to a consumer loan and the Consumer Credit Act.

APY calculates each bank according to the same pattern and according to the same rules. And on this basis, we can compare various loan offers at banks. The same applies to loans (also non-bank loans).

The APRC is presented in percentage terms and includes both nominal interest rates and other costs, eg commission, insurance, other fees charged by the bank. The general rule is that the smaller the APR (total cost of the loan), the cheaper the loan is.

Mortgage Quote: How to Make a Mortgage Loan Online

Nowadays it is possible to arrive at the stipulation of a mortgage standing comfortably seated at home. The web, in fact, offers easy and effective tools both to estimate the cost of medium / long-term loans and to get in touch with credit institutions and financial companies in order to finalize the credit operation. In particular, the comparators that are online allow you to have, free of charge and in a very short time, a very precise idea of the cost of a mortgage and, therefore, allow you to find the one that best suits your needs and reduce the spread.

The latter is the plus that every credit institution applies to mortgage rates as the real cost of the loan service provided. It is therefore a variable and personalized parameter depending on the policies of the individual financier who, being a loan, is applied on considerable amounts: consequently, even a small variation in the spread can result in a considerable monetary gap.

Spreads and costs of the loan, together with the value of the monthly payment and the development of the amortization plan, are all factors that allow you to identify a “tailor-made” mortgage that you can calculate in advance, by accessing a mortgage comparison platform or using the estimates that are available in the banking and financial portals.

How to make an Online Quote for your future Mortgage

Online comparators (or estimators) are freely usable programs that contain mathematical formulas for the calculation of the amount, interest, monthly payment and net amount of the loan. They are software capable of tracing all the data relating to expenses and ancillary charges applied by credit and financial institutions, as well as data on interest rates, spreads, repayment plans and other variables related to the mortgage.

The use of these of these systems to make an Online Quote does not bind you in any way, even if you are required to register in advance to a particular site. Nobody will contact you and you will not even be forced to accept to participate in market surveys; the quote will not cost you anything and will not start any custody application procedure. To use these calculators you must keep your personal data and those of the property you intend to give in mortgage to obtain the loan.

If you have already turned on a mortgage and want to give it in subrogation (transfer it) to another credit institution, you will also need the loan agreement in the or. The compilation of the form that allows you to have an online mortgage estimate is very simple and consists of entering your personal data in the required fields (remember that the fields to be filled out compulsorily are marked with an asterisk).

Data necessary to obtain a quote

After entering your personal details, as well as those related to your work and your annual income, the budgeting partner already makes a first selection of the offers best suited to you. Subsequently, you must enter the property details, if you are asking for a loan to buy / restructure it, or the existing loan that you intend to transfer to another credit institution.

In the first case, remember that no bank or financial loan grants more than 80% of the market value of the property given in a mortgage and that the precision of that value determines that of the estimate you are calculating. Then you are asked to choose the duration of the mortgage repayment plan: the longer the repayment plan, the lower the monthly repayment of the loan. Finally, you have to choose the type of interest rate between the fixed, variable or mixed options (cap).

The fixed rate, by definition, remains the same for the entire duration of the loan and this determines a greater security but pay in terms of spread. On the other hand, the variable rate is more dynamic and this uncertainty translates into a lower spread than that applied to fixed interest. The mixed rate provides for a variable indexation but with a predetermined maximum ceiling, beyond which the rate can not rise. Therefore, it is a variable rate with a safeguard clause: a useful but also very expensive option from the point of view of the spread.

Loan without fixed income

Everybody can come into a situation where he needs a larger amount of money unprepared. Maybe the car is broken, or unpredictable bottlenecks make it inevitable to go to the bank they trust. With good credit, no problems are to be expected. But what about when you need credit without a steady income? What are the differences between the applicant and the regular income?

Under what conditions is the award of a loan without a fixed income possible?

The banks distinguish so-called, fixed income and irregular income. Regular income is salary or wages, pensions and income from rental income. If someone works freelance or self-employed, he has an irregular income. The annual income is average, the only problem is that it is irregular. Therefore, the banks are a bit scared and do not want to lend.

What can you do to get a loan without a fixed income?


There are some ways to get a loan. To contact a credit intermediary would be one of them. Not always these are dubious. There are also credit intermediaries who have good repute and are well versed in lending. You have already brokered loans to customers who have not believed in getting a loan yet.

You should be careful when an advance payment is required. That does not do a reputable company. It should also be noted that if you are below the income limit of 900 euros, you definitely need a guarantor. A guarantor is a person who assumes the installments in the event that the loan can not be paid.
However, the guarantor must also have an income of at least 900 euros.
So the loan without fixed income may still become reality.

You can also offer collateral

If there is nobody who can or wants to take on a guarantee, there is one last chance to get credit without a fixed income. You can negotiate with the bank.
And this always works when you have something to offer. In this case, it would be collateral such as property, valuables, antiques, gold or stocks. You have to be prepared for a higher interest rate, as banks can afford to spend a loan despite insufficient creditworthiness. Of course, you know very well that the claimant will not simply say no to the inflated offer. The loan without fixed income therefore remains difficult and is certainly not super cheap to get.